Clark Biweekly 7 3 25

Author

Anthony Hazzard
July 03, 2025

💵 Today’s Top Stories
piggy bank July sale

Love to shop but hear Clark’s voice in your ear telling you to spend carefully? July is the month for you. Target, Walmart and others offer sales to compete with Amazon Prime Day. Read more.

Investment Mistake

The recent stock market decline caused some people to panic and sell their 401(k) investments or stop contributing, missing out on a near-immediate big turnaround, Clark says. Read more.

Amazon logo on tablet

You should shop with this credit card if you’re an Amazon Prime member, shop there regularly and are responsible with credit cards. There’s still time to get it before Prime Day. Read more.

Lend Money

Sending checks in the mail is outdated. But not all newer methods are safe. Here are the Clark-approved ways to send money – and ones he never, ever wants you to touch. Read more.

Car Insurance

Where you live determines the minimum coverage you need by law. Here’s how much you actually need based on your finances. Read more.

💻️ Tech Tip From Kim Komando

Stop blabbin’: Dropbox’s AI may share your files with OpenAI and other third parties. Don’t remember signing up for that? To turn it off, log in to Dropbox, hit your Account icon, go to Settings, find the Third-Party AI tab and toggle the switch to Off. Join 575K people who get Kim’s free newsletter, The Current.

🛒 Amazon Awakes From Slumber With Groceries

Who is the largest grocer in the United States?

If you answered Walmart, you’re correct – by far. Walmart claims more than one in every five dollars spent on groceries.

But the sector is split beyond that, with no other brands claiming even a 9% share:

1. Walmart: 21.2%
2. Kroger: 8.6%
3. Costco: 8.5%
4. Albertsons: 5%
5. Publix: 4.1%
6. Sam’s Club: 4.0%
7. Ahold Delhaize: 3.9%
8. Aldi: 2.8%
9. Target: 2.4%
10. HEB: 1.9%
11. Dollar General: 1.8%
12. 7-Eleven: 1.7%
13. Whole Foods: 1.6%
T14. Wakefern: 1.4%
T14. Trader Joe’s: 1.4%
T14. Amazon: 1.4%

Grocery stores, much like banks, transitioned from local to regional to national years ago in terms of market share. Bigger companies dominate.

Perhaps the name to watch, Amazon, is a deceiving eighth with a combined 3.0% share, as it bought Whole Foods eight years ago.

Amazon recently transitioned Whole Foods employees to the Amazon umbrella on paper. Amazon appears to be actively working on its grocery offerings after doing little with Whole Foods for nearly a decade.

With advances in technology and ever-faster logistics, can Amazon gobble up greater market share in the years to come?

📊 Stat of the Day

📉 -0.5%: GDP (gross domestic product), “a broad measure of goods and services produced across the U.S.,” fell more than originally estimated (-0.2%) in Q1 based on new government data. The threat of tariffs (and subsequent layoffs) caused the first single-quarter transaction in three years.

💰️ Deal Alert: Today’s Top Deals
Gas
Will
🎙️ Podcast

Are you worried about the economy and cutting back on your 401(k) contributions? Clark reveals the surprising truth about what's happening with retirement savings and why panicking during market dips can be a huge mistake. Plus, he shares surprising praise for an annuity option available to many 401(k) accounts. Also, big companies are laying people off, but there's a secret economic powerhouse creating jobs and wealth! Clark explains why small businesses are the engine of the U.S. economy and how becoming an entrepreneur might be your best move for financial security and building real wealth.

☎️ Need Money Help?

The Team Clark Consumer Action Center is a free helpline that can help you navigate your money questions. Call 636-492-5275. Visit clark.com/cac for more information.

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