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Later in this email, Clark schools us all on protecting our digital identities from crooks.

💵 Today’s Top Stories

💵 Clark Explains How To Protect Your Identity in the Modern Era

All our identities are at risk on the internet. And the consequences of a cybercriminal grabbing our key information are higher than ever.

Fortunately, there are a few things you can do.

“Be very, very wary anytime you give your Social Security number to anybody,” Clark says on the March 2 podcast. “Social Security numbers have become the de facto national identity system. And it’s why they’re so central to what identity thieves do.”

And if you’re old-school and still lug around a checkbook, it’s time to reconsider. In a rare case you can even get arrested because someone stole your checks and wrote bad checks, Clark says.

“Do not carry a checkbook. This is as serious as a heart attack,” Clark says. “You do not carry a checkbook. Checkbooks are like the biggest nightmare of identity theft there is.”

Here are seven other ways to protect your identity:

• Don’t carry your Social Security card on your person.

• Don’t send checks in the mail.

• Pay bills directly at the website of who you’re paying online.

• Set up a credit freeze.

• Use debit cards sparingly.

• Try one-time-use virtual credit card numbers when you shop online.

• Use Apple and G-Pay for transactions when you’re out and about.

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🎙️ Podcast

Clark recently talked about etiquette coaching in the workplace, but there is something even more important to workers that is starting to be addressed - financial knowledge. Also, long term care is something that is a huge financial drain on so many people. Unfortunately, it’s becoming increasingly tougher to insure.‌

☎️ Need Money Help?

The Team Clark Consumer Action Center is a free helpline that can help you navigate your money questions. Call 636-492-5275. Visit clark.com/cac for more information.

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