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💵 Today’s Top Stories
Social Security cash money

The average monthly Social Security benefit for retired workers is almost $2,000. But what about workers who start taking benefits at 62 vs those who wait until 70, like Clark did? Read more.

Phone settings

There’s a 15-digit number attached to your specific phone. Here’s why it matters and how to find it. Read more.

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Retirement offers the time to explore, and our 101 Retirement Trips guide is the perfect place to start. From festive markets to tropical coastlines, find your next favorite destination. Start exploring from the comfort of home.

Discount

Save money with discounts on sunglasses, medicine, clothes, books and more. Check out our full list of brands, days and eligible ages. Read more.

Home insurance

Homeowner’s insurance exists for one essential reason: to protect against a catastrophic loss. A huge percentage of us are underinsured despite rising premiums, Clark says. Read more.

Apple

Apple brand loyalists have the option to add a credit card that offers 3% at Apple and other select retailers. What are the downsides? Read more.

🏠️ Today’s Current Mortgage Rates

According to Freddie Mac, 30-year mortgage rates are 6.19% and 15-year rates are 5.44% as of December 4, 2025. The following chart shows the 30-year mortgage rate trend over the last year.

Mortgage Rates 120425
📊 Stat of the Day

🥚 $30.2 million: The sale price for Fabergé’s “The Winter Egg,” which has been compared to the Mona Lisa, at a Christie’s London auction. It’s a record price for a Fabergé egg, of which 43 survive (mostly in museums).

💰️ Deal Alert: Today’s Top Deals
Greece
Starz
🎙️ Podcast

It’s time for "Clark Stinks!" Christa reads the latest "Clark Stinks!" submissions and Clark responds. Also, Clark is urging everyone to take advantage of an incredibly easy way to store and use your identification: digital IDs and passports. Many states are now offering a digital version of your driver's license, and Clark loves how convenient it is, particularly when moving through updated TSA checkpoints at the airport. While Clark admits we are still a ways off from eliminating the need for your physical wallet entirely (many states still require a physical license if you are stopped by police), the shift to digital IDs is coming!

☎️ Need Money Help?

The Team Clark Consumer Action Center is a free helpline that can help you navigate your money questions. Call 636-492-5275. Visit clark.com/cac for more information.

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