Clark Biweekly 12 23 24

💵 Today’s Top Stories
Retirement Account

Most people won’t think about this until age 50, Clark says. But he wants you to set up this account if you’re at least 30. Here’s what it is, how to sign up and how it can help you financially. Read more.

Credit Card

Discover credit card and bank account holders now get a free perk that excites Clark. Here’s what it is and how it works. Read more.

Unlocked Phone

A new phone can cost hundreds of dollars and might even lock you into a contract. Find out how to avoid that and save money with an unlocked phone. Read more.

Lend Money

Sending checks in the mail is outdated. But not all newer methods are safe. Here are the Clark-approved ways to send money – and ones he never, ever wants you to touch. Read more.

Fidelity Investments

Tired of complex rewards points systems on credit cards and have a Fidelity account? This card can boost your retirement nest egg every time you swipe. Read more.

🏠️ Today’s Current Mortgage Rates

According to Freddie Mac, 30-year mortgage rates are 6.72% and 15-year rates are 5.92% as of December 19, 2024. The following chart shows the 30-year mortgage rate trend over the last year.

💵 Quote of the Day

It’s kind of common sense thinking that when the path is uncertain you go a little bit slower. It’s not unlike driving on a foggy night or walking into a dark room full of furniture. You just slow down.

-Federal Reserve Chairman Jerome Powell on potential interest rate cuts in 2025
📊 Stat of the Day

🚗 16.3 million: Expected new vehicle sales in the United States in 2025 according to Cox Automotive. That would mark the best number since 2019 prior to the pandemic (~17 million). “This increase is expected to be driven by a continuing ‘normalization’ of vehicle inventories, incentives/discounts from automakers, and easing financing and loan rates.”

💰️ Deal Alert: Today’s Top Deals
Tech gift
Airplane
🎙️ Podcast

It’s time for "Clark Stinks!" Christa reads the latest "Clark Stinks!" submissions and Clark responds. Also, the U.S. Postal Service is in chaos. In addition to late birthday cards or thank you notes, many of our bills aren’t getting to us before the due date. This can be catastrophic to our financial lives, especially our credit scores! Clark shares crucial tips to help you keep track of your bills and your statements.

☎️ Need Money Help?

The Team Clark Consumer Action Center is a free helpline that can help you navigate your money questions. Call 636-492-5275. Visit clark.com/cac for more information.

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