Clark Biweekly 12 21 23

December 21, 2023

💵 Today’s Top Stories
Best savings accounts

Several banks on our list are paying 5%+. Interest rates may be peaking. If you’re still letting big banks cost you with minuscule interest rates, it’s time to review your options. Read more.

Cruise

Some cruise companies haven’t recovered well from the business losses suffered from COVID-19. Use this payment method when you book a cruise so you’re not at risk of losing your money. Read more.

Gas

Squeezing the most out of your gas budget can make a real financial difference. Here are some ways to save that you probably haven’t considered. Read more.

Social Security card

What happens to your Social Security benefit if you keep working after you get it? And is it worth considering financially? Read more.

Lend Money

People who lend money to a loved one regret it nearly half the time. If you must give money to family or friends, treat it as a gift rather than a loan, Clark advises. Read more.

📊 Stat of the Day

💸 88%: The average rate of increase for Florida auto insurance premiums from 2022 to ’23. That’s by far the highest rate of increase in the U.S. ahead of second-worst Colorado (+53%). Georgia (-24%) saw the biggest decline.

💰️ Deal Alert: Today’s Top Deals
Woot
Macys
🎙️ Podcast

According to Fidelity, one in six people have outstanding loans against their 401(k)s. Clark explains why this is such a worrying statistic and why retirement accounts should never be a piggy bank (with very few exceptions). Also, Apple is finally making changes to improve the texting experience with Android phones!

☎️ Need Money Help?

The Team Clark Consumer Action Center is a free helpline that can help you navigate your money questions. Call 636-492-5275. Visit clark.com/cac for more information.

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