Clark Biweekly 11 20 23

November 20, 2023

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Last week, we asked for your favorite cash back credit card. You’ll find a few of the responses we received later in this email.

💵 Today’s Top Stories
Cloud storage computer

Which computer brand makes its customers the happiest? There’s a tie for best-in-class, and you can probably guess one. What about the other? Read more.

Walmart

Test your Walmart shopping IQ. How many of these pro-level money-saving tips do you know? Read more.

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Get $10 off Visible+ for 6 months. Use code 35FOR6 when you switch and bring your phone to get access to Verizon’s fastest network, for less.

High credit score

You’re happy with your credit score. Suddenly: BAM! It drops 30 points. What gives? Here are some less-than-obvious things that can drop your score. Read more.

Save and invest

Clark’s three favorites haven’t changed. But there have been some recent cracks in the armor for two of them. What are the best investment companies at the end of 2023? Read more.

Hallmark Channel

Hallmark is releasing 40 new Christmas movies this year. Did you know you can watch them all even if you don’t have cable? Read more.

💳️ Survey Responses: What’s the Best Cash Back Credit Card?

butler: “For cash back, I want a card that offers the best rate without having to deal with the rotating category nonsense. I have had the [Citi] Double Cash card for years and love it.”

OU812: “I have the Double Cash Mastercard as well because Clark recommended it. I also got the PayPal Mastercard because it pays 3% for PayPal purchases and 2% for everything else. However, you can’t apply [your cash back] directly to the card balance. So I don’t use it except for PayPal purchases.”

JohnRT: “I used Citi Double Cash for years, but when Wells Fargo Active Cash came out with the same 2%, but [without the] two-step process [to claim your cash back], I immediately changed to Wells Fargo Active Cash as my primary card.”

📊 Stat of the Day

🏠️ 89%: Share of U.S. home purchases involving a buyer agent. That’s nearly three times the global average of 33% according to a Wall Street Journal story titled “Almost No One Pays a 6% Real-Estate Commission – Except Americans.” Australia and the United Kingdom? Less than 5%.

💰️ Deal Alert: Today’s Top Deals
Kohls
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🎙️ Podcast

It’s time for "Clark Stinks!" Nicole reads the latest "Clark Stinks!" submissions and Clark responds. Also, buying a home has been really difficult over the last several years. But there’s a shift in the housing market that may benefit you: new construction. Many home builders are experimenting with incentives and deals to help make buying a house a little more affordable.

☎️ Need Money Help?

The Team Clark Consumer Action Center is a free helpline that can help you navigate your money questions. Call 636-492-5275. Visit clark.com/cac for more information.

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