Clark.com Biweekly Newsletter (Mondays and Thursdays)
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Clark Biweekly 10 26 23

Clark Biweekly 10 26 23

Anthony Hazzard
October 26, 2023

🏫 Considering Education: College Or No College?

Clark often talks of alternative paths to college (think trade school) – or at least cheaper ways to get college degrees (two years at community college, for example).

The cost-benefit analysis of paying for higher education can be a real challenge. You’re taking calculated risks based on what you know about the student’s eventual career path.

However, a new net worth study released by the Federal Reserve scores a big point for college grads. Those with college degrees now hold 73% of the nation’s wealth, up from about 50% in 1989.

In addition, life expectancy fell across the board in recent years. But life expectancy for those without a bachelor’s degree dropped from about 78 to 74.8 years old vs. about 84 to 83.3 years old with one.

💵 Today’s Top Stories

9 Ways To Repurpose an Old Cell Phone or Tablet

Take the devices you have sitting around in a drawer and put them to good use. Get inspired by one of these ways to give new life to your old tech. Read more.

These 8 Scams Are Costing Seniors Millions

If you don’t want to get conned out of your hard-earned money, find out the most common scams and what you can do to prevent these schemes from taking advantage of you. Read more.

How Much Money Do I Need in My Emergency Fund?

Clark suggests a specific formula to determine how much money you need in your “rainy day” fund. Here’s how to calculate your monthly expenses to figure out the number for you. Read more.

10 Used Cars With the Biggest Price Drops Since September

The average used car has fallen 5.8% in price in the last year. But one vehicle has fallen 28.9%, topping the list of used cars with the largest price decreases. Read more.

3 Real Reasons Your Insurer May Not Renew Your Policy

Sometimes insurance companies decide to fire you as a customer. Here are the main culprits – and what to do to make sure you still get insurance coverage. Read more.

📊 Stat of the Day

💸 $23,968: The average annual cost of an employer-provided family health insurance plan. It’s 7% higher than last year. There’s good news (sort of): employees pay “more than $6,500” on average and employers pay the rest.

💰️ Deal Alert: Today’s Top Deals

Save up to 80% during the Way Day sale at Wayfair

Get this deal .

Sam’s Club clearance from $5